Florida is notorious for car insurance fraud. It has more questionable claims than any other state, with con men frequently taking advantage of its no-fault insurance law, which requires all drivers to carry $10,000 in personal injury protection coverage for injuries suffered in a car crash. Drivers older than age 80 must renew their license every six years, compared with every eight years for younger people. Additionally, people 80 and older must pass an eye exam with every renewal. Florida also allows confidential reporting of a possibly unsafe driver by anyone - doctor, law enforcement, relative or bystander. Officials may ask those drivers to submit medical reports from their doctor or to undergo testing at a driver’s license office. In order to have your Florida driver’s license reinstated after a DUI, you must bump up your coverage and submit proof that you did so. You must submit verification that you are carrying increased liability insurance (300/100/50). Proof of this increased insurance coverage must be provided by filing a form.

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Car insurance for drivers with bad credit costs significantly more than it does for those with good credit. Florida ranks 15th among the worst states for drivers with bad credit, as CarInsurance.com’s data analysis shows. Compared to good credit drivers, those in Florida with bad credit pay 74 percent more, on average. The good news is that you can still shave some money off your coverage costs if you compare car insurance companies. You’ll see below that the difference among major insurers is nearly $2,618 for a full coverage policy for a driver with bad credit. That’s how much you can potentially save by comparing car insurance quotes. Which company has the cheapest car insurance for young drivers in Florida? Geico has the cheapest car insurance, based on our expert analysis of six major carriers, for young drivers in Florida. Enter an age from 18 to 25 to see who has the best rates for young drivers in Florida, by company, buying a full coverage policy. ᠎A rtic le was c​re​at ed by G SA C ontent Gener᠎at​or  DEMO .

Florida leads the nation for the percentage of uninsured drivers on the road - 26.7% That’s why it’s wise to carry uninsured motorist coverage. It helps pays for damages when you’re in an accident with an uninsured driver. If you’re the one driving without coverage and you’re busted, you may have to pay a $30 fine and your registration and license may be suspended and your plates confiscated. You may also be required to file an SR-22 form. If your license and registration are suspended, you will have to pay a $150 reinstatement fee upon renewal. If you’re a driver or passenger and are ticketed for a seat belt violation, you will not get a point on your record; however, if the ticket is for a child restraint offense, it comes with three points. The fine is $30 per adult and $60 per child, plus administrative and court costs. Registrations issued in your name expire at midnight on the day of your birth date, except for mobile homes and commercial vehicles.

Hurricanes and tropical storms threaten Florida each year. Comprehensive coverage will repair the damage to your vehicle from hail and flooding, but make sure to get the coverage in effect before a storm warning is issued. Otherwise, you may be out of luck. Most insurers will not allow you to buy extra insurance once a tropical storm or hurricane watch/warning is issued. You’ll have to wait 48 to 72 hours after it’s lifted to buy more coverage. In an effort to get drivers to repair cracked or damaged windshields, Florida state law says that your comprehensive coverage deductible isn’t applicable for windshield damage. If a vehicle is in Florida for more than 90 days during a 365-day period (the days do not have to be consecutive), you must purchase personal injury protection and property damage liability limits. You must get at least the state minimum limits. See “Car insurance for snowbirds” for more information.