Michigan Car Accident Lawyer

Florida teens get the cheapest car insurance after an accident with GEICO, which offers them an average rate of $474 a month. State Farm has the second-cheapest average rate of $806 a month. An 18-year-old Florida teen pays the cheapest car insurance after a speeding ticket with GEICO at $591 a month, on average. State Farm has the second-lowest rate with the average monthly rate of $738. GEICO has the cheapest rates for senior drivers in Florida, while State Farm has the second-cheapest rates for seniors. Car insurance providers may consider senior drivers to be high-risk due to decreased reaction time that occurs with age. A 60-year-old driver in Florida pays an overall average of $194 a month for minimum-coverage car insurance and $318 for full coverage. Senior drivers in Florida will find the lowest auto insurance quotes with GEICO if all they want is a minimum-coverage policy. It offers the state's 60-year-old drivers an average car insurance rate of $75 a month.

We've found that no matter your age or your driving record, GEICO and State Farm offer the most consistently cheap rates in Florida. GEICO has an average rate of $86 a month for minimum-coverage car insurance. GEICO's average rate for full-coverage car insurance is $144 a month. For comparison, the state average rate for minimum-coverage car insurance in Florida is $219 a month, while the state average for full-coverage car insurance is $347 a month. GEICO is the cheapest car insurance company in Florida for minimum car insurance, with an average rate of $86 a month. The second cheapest is State Farm at $155 a month. Keep in mind that these limits only fulfill Florida's minimum requirements for financial responsibility. A major accident, a long hospital stay or a court case can eat through those limits. For your financial peace of mind, we recommended increasing your PIP and PDL limits to $100,000 each, as well as personal injury liability per accident to $300,000.

GEICO is second cheapest, with an average car insurance premium of $249 a month. Drivers in the majority of Florida's most populated cities pay less than the average state car insurance premium of $219 a month. Tallahassee has the cheapest average rate of $163 a month. Cape Coral has the second-cheapest rate of $172 a month, and Port St. Lucie comes in third at $180 a month. Why is Florida car insurance so expensive? Florida auto insurance tends to be high for multiple reasons. One is that Florida is a "no-fault" state. This means that after an accident, you can file an accident claim with your car insurance company, regardless of who was at fault. Car insurance providers in no-fault states like Florida often charge higher rates than other states. The number of uninsured drivers in Florida also increases car insurance premiums in the state. According to the Insurance Information Institute, 20.4% of Florida drivers are uninsured, making Florida the state with the sixth-highest number of uninsured drivers. Do you need car insurance in Florida? Florida law requires registered drivers to carry minimum liability car insurance. Full-coverage car insurance isn't required by law. However if you financed your car, your lender will probably want you to have it to protect their investment. What are Florida's car insurance requirements? While these limits fulfill your legal obligations to drive, you should consider raising your limits to protect yourself financially. Unless otherwise stated, the car insurance quotes analyzed were for a single, 35-year-old male with a clean driving record, driving a 2012 Honda Accord LX with an average annual mileage of 13,500 miles. All content and services provided on or through this site are provided "as is" and "as available" for use. You expressly agree that your use of this site is at your sole risk. This artic᠎le　was ​done  wi᠎th GSA C​ontent Generator　DEMO.

State Farm has the second cheapest at $141 monthly. A 60-year-old driver in Florida pays an overall average of $194 a month for minimum-coverage car insurance. If you're a senior in Florida, GEICO has the most affordable rates for full-coverage car insurance, too, at $131 a month. Coming in second is State Farm, with an average full-coverage rate of $213 monthly. The average rate for full-coverage car insurance in Florida for seniors is $318 a month. Florida seniors with an accident on their driving records can find the cheapest car insurance from GEICO, which offers an average rate of $201 monthly. State Farm's average rate of $251 is the second cheapest. State Farm offers the cheapest car insurance to senior drivers with a DUI in Florida at $232 a month. GEICO is in second place at $259 a month. State Farm is the cheapest car insurance company in Florida for seniors with speeding tickets on their driving records, offering an average rate of $232 a month.

This means that teen drivers usually pay higher rates for car insurance than any other age group and makes shopping around and comparing quotes important. GEICO has the cheapest rates for 18-year-old Florida drivers with an average monthly premium of $245 for minimum-coverage car insurance. State Farm comes in second at $403 a month. Both of these average rates are far below what the average 18-year-old driver in Florida pays for a minimum-coverage policy, which is $536 a month. Eighteen-year-old drivers looking for full-coverage car insurance in Florida will find the cheapest rate with GEICO at $458 a month, on average. State Farm has the second-best rate at $671. These rates come in much lower than the average full-coverage rate of $1,035 a month for teen drivers in Florida. An 18-year-old driver in Florida with a DUI pays the cheapest rate for car insurance with State Farms at $738 a month. GEICO has the next-cheapest rate at $757 a month.