First Steps to Take after a Car Accident in Atlanta, GA

Myers, Florida based auto insurance agency, Gulf Coast Educators Insurance, now offers auto coverage for classic and antique cars. This is the newest auto coverage option for this Southwest Florida car insurance agency. Gulf Coast Educators Insurance in Ft. Myers will educate consumers on how to determine if their car qualifies for this type of auto insurance policy. If car owners own a collectible vehicle, than they may qualify for either classic or antique car insurance. Classic cars and antique cars are similar, but have a few differences. “Gulf Coast Educators Insurance is excited to offer this new type of insurance policy for classic car enthusiasts and we understand the confusion that stems from deciphering how a vehicle can qualify for this specialty auto insurance coverage,” states Ron DeFreitas owner/operator of Gulf Coast Educators Insurance. Most states define a classic automobile as a motor vehicle twenty or more years old, which has been maintained in or restored to a condition, and is substantially in conformity with manufacturer specifications and appearance.

An antique automobile is a classic motor vehicle that is 25 or more years old. The car insurance agents at Gulf Coast Educators Insurance also advise there are other considerations when qualifying for classic car eligibility. An antique or classic car must be used on a very limited basis, such as exhibitions, club activities, and parades or similar events. Additionally, the vehicle owner must have restored, maintained, or preserved the antique or classic car. This newly offered classic car insurance policy has the following coverage options available: Liability, Medical Payments/No Fault, Comprehensive, Collision, Uninsured Motor Vehicle/Underinsured Motor Vehicle, Emergency Road Service, Death, Dismemberment and Loss of Sight, and Loss of Earnings. Consumers looking for auto insurance in Ft. Myers can also purchase traditional car insurance, motorcycle insurance, boat insurance, camper and RV insurance, trailer insurance, golf cart insurance in addition to classic car insurance. Gulf Coast Educators Insurance is a Horace Mann Company with offices in Southwest Florida that include Naples, Port Charlotte and Ft. Myers. The insurance agents at all three Gulf Coast Educators Insurance agencies offer a variety of insurance products at all locations including homeowners insurance, property insurance, auto insurance, life insurance and financial services including retirement plans. Their licensed insurance agents are available to discuss auto insurance, home, property and life insurance options as well as various financial services.

It shows the auto liability insurance state minimums as required by each state. In order to understand the numbers you must know what the mean. The first two numbers are for bodily injury liability and the third number represents the minimum amount of property damage liability. As an example my home state of Missouri shows the following - Missouri 25/50/10. This means Missouri requires as a minimum coverage up to $50,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $10,000 coverage for property damage. Alabama 20/40/10 Alaska 50/100/25 Arizona 15/30/10 Arkansas 25/50/25 California 15/30/5 Colorado 25/50/15 Connecticut 20/40/10 Delaware 15/30/5 D.C. Remember these figures only represent auto insurance liability state minimums. Many experts agree that more insurance is needed in order to fully protect yourself in the event you’re involved in an automobile accident. Loan/Lease Payoff coverage, also known as GAP coverage or GAP insurance,was established in the early 1980's to provide protection to consumers based upon buying and market trends.  Th is has  be en cre᠎at᠎ed  with the help of GSA᠎ C on᠎te nt᠎ Gener ator Demover​sion᠎!

Common injuries that occur are sprains and broken bones, but injuries sometimes include spinal cord injuries. Just as can be the case with many accidents, there could be many different causes. In some cases, a crash can happen simply because of terrain or weather conditions. Because people enjoy driving the ATVs in areas which include gravel, mud, and steep slopes, auto accident lawyers these can be a contributing factor to an accident. You may also have speeding involved as well as alcohol or drug use. Sometimes there might be another ATV driver involved. Occasionally, ATVs are driven on paved roads. When driving on a paved road, the chances are greater that the ATV could possibly get into an accident with another vehicle including a truck or perhaps a car. There is even a chance that the accident may have been caused by issues with the ATV itself, such as in the matter of brake failure. Should you be in an ATV accident, the very first thing you should think about has to be your own safety, as well as the safety of anybody else who may have been involved in the accident.

Individuals are injured yearly due to ATVs. If you’ve been injured while on an ATV, you could be eligible to be compensated for the injuries. Driving all-terrain vehicles, which can be referred to as simply “ATVs,” can be an enjoyable pastime. The most frequent manner in which people use these is for recreational use, and they are generally created for use on rough terrain and also for off-road conditions. Although driving these vehicles generally is a lot of fun, they also present the opportunity for accidents. Unfortunately, due to the “rough and tumble” nature of driving an ATV, accidents once they do occur can be extremely serious. Sometimes the ATV accident can end up with the person getting bruises, scrapes, or road rash, but other times the end result might be serious injuries. Concussions together with other head injuries, including serious brain injuries, can be the result of an accident, particularly if the driver had the accident without wearing a helmet.